Long Le is Chandler’s Self-Employed Buyer Specialist and a Top 1% Realtor (ranked by units). Nearly 80% of the families he represents are self-employed, 1099 earners, or small business owners navigating complex income documentation and underwriting requirements.

With 38 personal closings last year and over $846,000 negotiated in buyer savings through price reductions, concessions, repair credits, and commission strategies, Long has built his reputation on one principle: protect the business owner before protecting the deal.

Buying a home when you’re self-employed requires more than house tours. It requires strategy.

Before showing homes, Long walks buyers through:

• True monthly payment breakdowns

• Cash flow impact

• Underwriting expectations

• Documentation preparation

• Risk tolerance

He then connects them with lenders familiar with traditional underwriting, bank statement options, and DSCR programs when appropriate.

During showings, Long performs real-time payment comparisons and structured “rating” evaluations so decisions are logical, not emotional. He proactively flags red flags like aging roofs, AC systems, location concerns, resale risks, and long-term budget strain. If a home threatens financial stability, he advises clients to walk away — even if they love it.

As a father of two young boys, Long understands that business income can fluctuate and family expenses can grow. His mission is simple: negotiate fiercely, eliminate unnecessary risk, and ensure your home builds stability — not stress.

If you are self-employed and want a strategic, negotiation-focused approach to buying in Chandler, Long is built for you.